In the interests of making insurance easier to understand, is presenting a series of videos explaining a number of insurance terms.

Today, we’re talking about endorsements.

An endorsement is a document that is attached to your policy and that changes it in some way. Most of the time, it’s a change that you’ve requested to keep your policy up to date. For example, if you buy a new car, add a driver or buy a car accessory that must be specially covered.

However, not all endorsements are ones that are requested by you. There are some that your insurance company may request. For example, your insurer may exclude drivers with poor driving records or impose certain conditions on the policies of poor drivers. If your insurer has to make a change like this to your policy, they have to let you know at least 30 days in advance.

Any changes that you request, though, can take effect immediately.

At, we make it really simple for you to update your policy. Simply call us on 0861 368 7873 and ask your personal portfolio consultant to make the changes or visit the manage portal on our website and update your policy yourself.

If you want to find out how you can insure the things you care about most and join the revolution, visit