Game-changing car insurance

Enjoy straightforward comprehensive cover with super-fast claims payouts and the power to manage your policy online.

How does Name Your Price™ car insurance work?

Customise your cover to suit your lifestyle and save by switching off coverage you don’t need! You can save up to 40% on your premium when you Name Your Price™.*

Windscreen Cover

Don’t travel on gravel? Switch off your windscreen cover and enjoy a crackin’ discount.

Frequent Driver

If you drive less, you should pay less. With us, that’s exactly how it works.

Night Driving

If you’re tucked in bed by 9pm every night, save big by removing cover for driving at night.

Weekend Cover

Don’t use your car on weekends? Why should you pay for it then?

Hail Cover

Never get hail in your neck of the woods? Switch off your Hail Cover and save.

Single Driver

Switch between three driver options to save whenever you need it.

What does car insurance cover?

We won’t hide this in the Ts and Cs – we want to make sure you know exactly what you’re covered for.

We can cover you for:

  • Accidental damage

  • Damage to others

  • Fire, theft or hijacking

  • Key replacement

  • Non-standard accessories

  • Vehicle credit cover

What you aren’t covered for:

  • Pre-existing damage

  • Drinking and driving

  • Maintenance of parts

  • Criminal activity

Car insurance benefits that go the distance

  • Pothole Protect

    Potholes got you (and your rims) bent out of shape? We’ll recover the costs of pothole damage on your behalf.

  • Accident Protect

    Unless you’re a sucker for punishment, you don’t want to deal directly with the Road Accident Fund. We’ll do it for you.

  • Emergency Medical

    If you’re injured in your car, we’ll cover road and/or air transportation to get you to the nearest medical facility as fast as possible.

  • Fines Protect

    We’ll alert you to new fines, facilitate seamless payment, and negotiate fine reductions for you.

  • License Protect

    We’ll remind you when your car license is about to expire, facilitate the renewal, and deliver your new licence on time.

  • Emergency Roadside

    Stuck and stranded? We’ll find you, top up your tank, charge your battery, pick you up, and tow your car.

Get an online discount

Get a 20% lifetime discount on your car insurance premium when you buy online.*

Passionate about providing our world with Soft Landings

When you take out a dotsure.co.za policy, you are making a difference in the world. When you buy a policy online, you provide 20 meals for hungry people in need. You are the driving force behind our food drive.

Simple, online insurance

Getting covered is as easy as counting to 3.

  • Get an online quote in minutes.

  • Customise your cover.

  • Activate your policy.

Add-ons

Get even more value and protection with these extras.

  • Excess Buster

    Avoid any surprises and reduce the amount you’re liable to pay if you need to claim.

  • Scratchzone

    Don’t let a scratch put a dent in your pocket. Add Scratchzone to cover chips and dents.

  • Roadwise Tyre and Rim

    Keep your wheels turning. Get cover for accidental damage to your tyres, rims, mags, and wheels.

  • Lights, Badges and Mirrors

    Shine bright like a headlight! Cover the repair or replacement of lights, badges, and mirrors.

  • Vehicle Contents Cover

    We’ve got you covered from the inside out. Protect your personal belongings.

  • Platinum Cover

    Level up with cash towards car hire! You also get a benefit for trauma counselling, accidental death, and accidental permanent disability.

Need to claim?

A simple online claims process for a seamless experience.

TESTIMONIALS

Hear from our fans

Simoné Schutte

Not a lot of people know about dotsure.co.za’s motor vehicle insurance. I’ve been insured with them since 2018, and I’ve only experienced excellent customer service with regards to claims and even general inquiries. Every interaction has been positive and effortless. I would highly recommend them to anyone and everyone. I’m a fan!

Sipho Taliwe

Ever since I joined dotsure.co.za car insurance, I don't have to stress. When I send an email asking for help, they call right away. I don't have to wait for days before I'm assisted. My car doesn't travel so much anymore, and they have reduced my premium to one I can afford. Their agents are always friendly and helpful. Not to mention that they reward referrals. I'm so happy I'm insured with dotsure.co.za.

Simone Wolfaardt

No claim is too big or too small for dotsure.co.za. They are always quick to help. Fast and hassle-free pay-outs. I have been a FAN (not a customer, because dotsure.co.za are creating fans, NOT just policyholders) of dotsure.co.za for many years, and I’ve never been disappointed. Thanks a million, to Rochelle, who helped with my last claim. You are a real gem to dotsure.co.za.

Amanda Liebenberg

After shopping around a bit for vehicle insurance, I finally caved and asked dotsure.co.za to give me quote (I've always thought they just insure pets). I was pleasantly surprised when they gave me the most competitive quote for the same cover as all the others I’ve tried. When it came down to claiming, they made quick work of covering all the bases and I’ve never looked back. dotsure.co.za is definitely the best insurer I’ve ever been with.

Thato Seopa

I am one of many #DotsureCarFans. Nothing is more irritating and lengthier than looking for vehicle insurance. I was unfortunately let down by a major competitor, and therefore decided to make the transition. They are SA's best insurance for a reason. You start off by obtaining an online quote and get to read all about the benefits; the terms and conditions are not hidden.

Kim Martin

I've been a client for the past 3 years, and I can honestly say, it has been an amazing ride thus far. Friendly service, efficient, and well put together. My monthly premiums are affordable with great benefits and cover! I have no complaints and look forward to the next 3 years with dotsure.co.za! Very happy and satisfied client.

Lizzie Jacobs

The best insurance company. I had an accident in 2017, and my claim was processed and finalised within a month, without any hassles. After I got a new car, I returned to them. They have been nothing but the best and premiums are very low.

Malose Masenya

I’ve been with dotsure.co.za since my first car, and their service is the best. I had financial issues and skipped a couple of months. When I bounced back, I had a minor accident and they gave me their full attention, like I'm their only client. The claim was processed, and I got the pay-out within 48 hours.

Frequently Asked Questions

What are the qualifying criteria to get a car insurance policy?
Our Name Your Price™ car insurance is risk-profile dependent, but there are some criteria you have to meet to get cover. These are: • Must have a valid South African Driver's Licence - we don't cover Learner's Licences • Driver must be at least 20 years old • Driver can't be older than 80 years old • Car can't be older than 20 years • The car's Gross Vehicle Mass (GVM) can't be more than 3,500kg • The car can't be used for certain business operations such as courier services, driving schools or security services.
Why do you pay me in cash when I claim, rather than the service provider?
If we settle a claim in this way, it means that you have opted for cash settlement as a means of claims settlement. This means that we settle your claims in cash so that you have the freedom to choose your own service providers and handle the accounts yourself. However, you can choose to have your claims settled the traditional way - just let us know and we'll update your policy accordingly.
Do you cover motorcycles?
Yes, under our Name Your Price™ offering.

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