Business insurance that works as hard as you do
You’ve worked hard to build your business, so damage or loss to your property or assets can be devastating. If disaster strikes, we can get you back to business, fast.
What does business insurance cover?
Insurance that can help you stand the heat
We provide cover for fire claims, which often result in total loss and, if not insured against, could put you out of business.
Cover for theft at a steal
Can you afford to have most of your stock stolen overnight? We help you guard against the unfortunate and common risk of theft, at a price you can afford.
Contents cover that will leave you content
Protect moveable contents and documents from fire or water damage, and safeguard landlord's fixtures. Our office contents cover keeps your business furnished.
Vehicle cover on your road to success
Business vehicles can be stolen, accidentally damaged, and even cause third-party damage. We cover your vehicles so that you can keep moving toward success.
Protection against the elements
We offer cover against storm, wind, and water damages that can cause significant losses.
Tailored insurance for your profession
Business insurance benefits
Professional guidance with a personal touch
Receive telephonic or face-to-face expert assistance every step of the way, from your dedicated business specialist.
Free personalised needs analysis
Get a comprehensive needs analysis for your business and its unique needs.
Superfast claims registration
Simply send an email to log your claim so that you can get back to business.
No Claims Fund
10% of every paid premium will go into your No Claims Fund if you stay claim-free for 12 continuous months. Use this to pay for minor claims that fall within excess or reduce excess when you claim.
Simple, online insurance
Getting covered is as easy as counting to 3.
Get an online quote in minutes.
Customise your cover.
Activate your cover.
Tailor-make your cover
Fully protect your business with up to 20 different coverage options. Get cover for sections that are relevant to your business.
Fire
Office Contents
Commercial Vehicle
Broadform Liability
SASRIA
Buildings
Business Interruption
Electronic Equipment
Theft
Business All Risk
Added protection for your business
Loadshedding equipment
We can include your unique power-saving equipment like solar panels, inverters, and generators.
Personal accident cover
You are your most important asset. Get personal accident cover on our Business Insurance policy.*
Commercial Crime
Crime doesn’t pay. Get cover for internal and external fraudulent activities.
Hear from our fans
Jason Loader
Sometimes we are so programmed to focus on the cheapest premiums but when you receive the best service from Xander at Dotsure, I ask myself what's the cost of excellent service. Priceless! Keep it up!
Robert Bradley
Great Service from Xander. Very Knowledgeable, quick to make changes no matter how big or small. Kept me up to date. Always a pleasure working with Xander. He is a great asset to the company
Gordon Road Veterinary Clinic
On behalf of the Gordon Rd Vet Clinic Team we would like to thank you for the excellent service we received! We were very much impressed with your dedication in helping us sort out our insurance. But most of all, the time and effort you put into answering our many questions, was truly a reflection of your experience and knowledge you have regarding the veterinary industry! Looking forward in doing business with Dotsure!
Barry Robbison
Big thanks to Johan Malherbe and Dotsure for the excellent service over the years, The years of experience really shows! I can't recommend them enough! Johan is very professional, gets straight to the point and gets things done quickly and efficiently! Highly recommended.
Nico Strydom
Met groot dank en waardering aan Charmaine, Dotsure en Span wat altyd daar is (Charmaine op haar selfoon enige tyd-ook na ure) vir my en my Besigheid se versekering. Ek het op die moeilkste tyd van die jar 19 December 2023 my Besigheid voetuig se ruit gebreek, Fotos vir charmaine gestuur en binne minute was ek vervys waar om te gaan vir n ander venter, oomblike later is my eis goedgekeur en binne 3 dae (veskaffer moes bestel) my nuwe venster in en voertug reg vir besigheid doen. Baie dankie.
Lyle Jamane
When you think about insurance, you think about a company taking your money and when it comes down to claim there are always problems. Well, I thought wrong. I joined Dotsure last year November. My cell phone was stolen a few weeks ago. I contacted our sales consultant, completed the required information and within two days my claim was sorted and I have a new cell phone. I just added my new vehicle to the insurance because they gave me the best price. The service is amazing. So thank you to Charmaine Rostoll and Dotsure, for making insurance easy.
Neil Treurnicht
I would like to commend Ashley for the exceptional service that he's doing for his clients on behalf of Dotsure Insurance. Ashley was very prompt and transparent in answering my questions and concerns and he possesses excellent knowledge to get matters resolved quickly. You have a winner's attitude in Ashley and I appreciate that he takes his clients' needs seriously and I'm pretty sure he’s a valuable member of your team. He's a pleasure to work with.
Frequently Asked Questions
Is there a joining fee that I have to pay upfront?
Will I have to deal with a call centre?
What is an excess payment?