Common losses your business may experience
Business interruption
We ensure your business continuity after suffering a financial loss due to a disaster.
Property and contents
Cover your buildings, contents and other property against fire, water damage and more.
Broadform liability
We understand the liability risks of your industry, whether you have 10 or 1,000 guests.
Cancellation of events and bookings
Cancellations can leave you thousands of Rands out of pocket.
Loss of liquor license
Get cover for financial loss resulting from your establishment losing its liquor license.
Bilking cover
You’re covered in the event that guests leave without paying for their stay.
Frequently Asked Questions
Will my guests' property be covered?
We understand that in the hospitality industry, you have an interest in the security of your guests' belongings. Your interest is ours so YES, we cover this! Please check the wording and schedule as there are limits and conditions that apply to this cover.
Will I be covered when my guests are injured on my premises?
Yes, you will. We will cover you for damages which you are legally liable for, if a guest is injured on the premises.
Do you offer business interruption cover?
Yes, we do. You are covered for the financial loss you may suffer as a result of interruption to your business at the insured premises following material damage subject to conditions specified in your policy wording and schedule.