Are you wondering if pet insurance is really worth it? Or, perhaps you would just like to find out what the fuss about medical cover for your furball is all about. Either way, keep reading!
Vet bills can be expensive, but with the right plan, you’ll never have to choose between your budget and your bestie’s health. Get a quick online quote in under 3 minutes here, or contact us for more information on wholehearted cover.
What Is Pet Insurance and How Does It Work?
Simply put, pet insurance helps to cover the cost of veterinary care when your dog, cat, or exotic pet is sick or injured. It is designed to make it affordable for pet owners to provide their precious pet with the best possible health care.
We’ve broken it down further in our Pet Insurance FAQs, but here’s the gist:
- You pay a monthly premium.
- If your pet needs medical care, you submit a claim online.
- We reimburse you for valid claims, subject to the conditions of your cover.
RELATED: WHAT DOES EXCESS MEAN ON PET INSURANCE CLAIMS?; UNDERSTANDING PET INSURANCE WAITING PERIODS
Why You Need Pet Insurance in Today’s World
Rising Vet Costs and Emergency Care
Vet bills can easily climb into the thousands. Emergency surgery or treatment for illnesses such as Biliary or FIV can cost over R10 000. Pet insurance helps soften the blow on your savings.
Protecting Your Pet and Your Wallet
From accidental injuries to chronic conditions, pet insurance ensures you never have to compromise on care.
Real-Life Scenarios Where Pet Insurance Saves Lives
Picture this: your dog swallows a sock or some underwear (it happens more often than you think), or your cat has a tumble while roaming the hood. With pet insurance, you can say “yes” to treatment immediately instead of worrying about the bill.
Watch how wholehearted pet insurance saved Harvey and his human from a HUGE vet bill here.
What Does Pet Insurance Cover?
At dotsure.co.za, we’ve built plans to fit your wallet and pet. We cover a range of pets from dogs and cats to reptiles, bunnies and birds. Here’s a breakdown of our cover options:
Pet Insurance for Cats and Dogs
Accidental Plan
This plan covers accidental injuries and the necessary care that comes with them, such as consultations, X-rays, prescribed meds, and surgery.
Vital Plan
Our no-frills plan covers accidents and up to 50% of illness claims. It’s a solid choice if you want protection against everyday vet visits, infections, and unexpected sniffling.
Elite Plan
Extra peace of mind for pet parents who want comprehensive cover, for both accidents and illnesses.
Deluxe Plan
For the pampered pooch or cat with a taste for the finer things, this plan covers accidents, illnesses and hereditary conditions.
Ultimate Plan
All the bells and whistles, and then some. Our most comprehensive offering covers accidents, illness, hereditary conditions, and wellness benefits, with the least limitations.
Pet Insurance for Birds, Bunnies and Reptiles
Exotic Pet Plan
Not just for dogs and cats! We’ve got cover for exotic pets such as bunnies, reptiles, tortoises, and birds. This plan covers accidents and up to 50% of illness claims.
Exotic Plus Plan
Do you want more comprehensive cover for your exotic pet? Exotic Plus provides extended cover for both accidents and illnesses to keep your scaly, feathery, or furry friends protected.
We’ve answered some more FAQs in detail here:
THINGS PET INSURANCE DOESN’T COVER
DOES PET INSURANCE COVER PRE-EXISTING CONDITIONS?
DOES YOUR PET INSURANCE COVER SPAYING AND NEUTERING?
DOES YOUR PET INSURANCE COVER VACCINATIONS? LET’S BREAK IT DOWN
Choosing a Pet Policy That Fits Your Needs
Every pet parent and every furry, feathered or scaled family member are different. Here’s what to keep in mind when choosing the right policy:
- Your pet’s age: We have cover for puppies, kittens, and even senior pets.
- Your budget: We offer a variety of plans ranging from R99 per month to R1 399 per month. Choose a premium that gives you peace of mind without breaking the bank.
- Your lifestyle: An adventurous outdoor dog may need more cover than an indoor cat who loafs all day. You choose the plan that fits them best.
Investing in Your Pet’s Health
At the end of the day, the answer to “why do I need pet insurance?” is simple: because life with pets is unpredictable, and their health should never come second to your finances.
With dotsure.co.za, you can choose from flexible plans that suit every pet and every budget, and even add extra peace of mind with optional benefits such as Excess Buster and Cover Gap Extension. Discover more about adding value to your pet insurance cover here.
Do you have questions? Contact us today, our friendly team is always here to help!
