We all know the saying, “Good things come to those who wait”. Well, when it comes to pet insurance, it’s no different. Let’s break down what a pet insurance waiting period is, why they exist, and why they’re worth the wait.
RELATED: WAITING PERIODS EXPLAINED
What Is a Waiting Period for Pet Insurance?
Also known as the qualifying period, it is the time between when you sign up or upgrade your pet insurance and when certain cover types become active. In other words, it’s a short pause before you can claim for specific conditions. This prevents people from taking out insurance only after their pet is sick or injured.
RELATED: THINGS PET INSURANCE DOESN’T COVER
Why Does Pet Insurance Have Need Them?
They help keep pet insurance fair and affordable for every paw-rent and their pets. Without them, people could try to dupe the system, leading to higher premiums for all pet parents.
How Long Are Waiting Periods for Pet Insurance?
Here's a more detailed breakdown of our pet insurance waiting periods:
- Accidental Claims: No waiting period.
- Illness Claims: 30-day waiting period.
- Wellness Claims: 60-day waiting period.
- Hereditary Conditions: 12-month waiting period.
What Happens If Your Pet Gets Sick During the Waiting Period?
For example, if your pet develops an illness during the 30-day qualifying period, your policy won’t cover it. That’s why it’s best to sign up as soon as you become a pet parent, so you can cover your pet when it matters most. We cover accidental injuries from day one, so your pet gets immediate protection.
Get Covered Today with SA’s #1 Pet Insurance*
Pet insurance waiting periods might seem like a hassle, but they help keep pet insurance fair and affordable. The bottom line? Don’t wait for an emergency. Get your pet covered today with dotsure.co.za!
*Voted South Africa’s Best Pet Insurance 2023/2024 by readers of various media publications.
