Sterilising your pet is one of the best decisions you can make for their health, behaviour, and the general pet population. But, of course, it comes with a visit to the vet and a vet bill. So, we’re here to answer that burning question: Does pet insurance cover spaying and neutering?

At dotsure.co.za, we offer flexible pet insurance plans and optional add-ons that can help cover sterilisation costs depending on your level of cover. Let’s break it down.

 

What’s the Difference Between Spaying and Neutering?

  • Spaying is a surgical procedure for female animals which involves removing the ovaries and sometimes the uterus to prevent pregnancies.
  • Neutering is a surgical procedure for male animals which involves removing the testicles, reducing aggressive behaviours and making them sterile.

While they are different procedures, spaying and neutering are collectively referred to as sterilisation.

 

What Is the Difference Between Routine Care and Standard Cover?

Standard Cover (Accident & Illness): Covers accidents, illnesses, surgeries, and vet visits, but not sterilisation. Some of our plans also cover hereditary conditions.

Wellness Benefit (Routine Care): Depending on your selected plan, this is an added benefit to standard cover, which covers preventative treatments such as vaccinations, spaying and neutering.

RELATED: HEREDITARY CONDITIONS: IS YOUR PET COVERED?

 

How Much Does It Cost to Sterilise a Pet in South Africa?

Sterilisation costs depend on your pet’s size, breed and the vet clinic you choose to visit, but here’s a rough estimate:

Cats: R500 – R2 000
Small Dogs: R750 – R2,500
Medium to Large Dogs: R2 500 – R5 000

Please note: This is just a rough estimate and not the actual costs. Consult your vet for a more detailed cost estimate.

 

Are There Pet Insurance Plans That Cover Sterilisation?

Yes! At dotsure.co.za, if your plan includes Wellness Benefits, you’ll be covered for sterilisation up to a specified amount.

 

Can You Add Spaying and Neutering to Your Pet Insurance Plan?

Yebo! With dotsure.co.za, if your plan supports the Wellness Benefit, you can add this extension to your plan.

This not only helps with spaying and neutering costs but also covers:

  • Vaccinations
  • Deworming
  • Tick & flea treatments
  • Dental cleanings
  • And more.

Do you need to add our Wellness Benefit to your policy? Contact us today or simply visit the 24/7 online Manage Portal.

 

Get the Right Pet Insurance for Your Pet’s Needs

Looking for pet insurance that covers more than just the basics? At dotsure.co.za, we offer customisable plans so you can choose what works for you. Visit dotsure.co.za to get a quote.

Do you have more questions other than whether pet insurance covers spaying or neutering? Check our FAQS here: PET INSURANCE MADE SIMPLE: YOUR TOP QUESTIONS ANSWERED.