It’s difficult to swerve away from festive shopping sprees! Once you start swiping, stopping almost seems out of the question… but the last thing you want is to start 2022 off with cumbersome debt. So, put the credit cards away, and note our top tips for a frugal festive season.

Budget the basics

Before you yawn at the word “budget”, consider this: the better you plan ahead, the more likely you are to spend money on what you really want, as opposed to wasting moolah on impulse buys. And it’s much simpler than your memories from accounting class: simply write down beforehand what you intend to spend on the usual festive needs, such as gifts, decorations, food, etc. The key to a budget is willpower: don’t splurge on anything that’s not on the list!

Pick proper presents

It can be tempting to head over to Takealot and just fill up your cart on gifts for the whole family. But bear in mind that products are often marked up over the gift-giving season – plus, does Timmy really need yet another set of plastic toys to add to his collection? Instead, rather give something thoughtful, such as handmade soaps or goodies baked from scratch. These are way more meaningful than consumer goods, and won’t end up emptying your pockets!

Get good insurance

While insurance may be the last thing on your mind this season, it could very well end up being a major source of spending if you’re not covered properly. With so many cars on the road, an unfortunate mishap such as an accident can end up costing you time and money, especially if you’re not insured for repairs or admin fees.

But, if you’re covered by dotsure.co.za, we can help you save on all of the above and more. We’ll even deal with the Road Accident Fund on your behalf, as well as take care of other hassles, such as vehicle towing, repairs, and replacements – to allow you to get back to spending your holiday cash safely!**

From car insurance at a price you pick with dotsure.co.za Name Your Price™ to superfast claims pay-outs, choose SA’s #1 rated insurer* and get fast, convenient car insurance – all online, anytime.

*According to HelloPeter.com since December 2019.

**Ts&Cs and possible exclusions may apply and can be obtained by emailing u2us@dotsure.co.za. Risk profile and policy dependent.