If you are like most people, your car is one of your biggest investments. And if indeed you are like most people, then it’s probably not just a car. It’s your four-wheeled baby. And your mechanical baby, along with its troublesome parts, becomes part of the family.
But if you've ever had a car breakdown, you know how expensive it can be to have it fixed. Parts and labour can cost thousands.
So, it makes good sense to protect one of your biggest investments (and an unofficial member of the family) with an extended warranty.
Here's what you need to know about extended warranties before you buy one for your car:
What is an extended car warranty?
An extended warranty policy provides car cover for the labour, repairs, and or replacement of certain car parts due to sudden and unforeseen mechanical and electrical failures of the specified car parts.
11 things you don’t want to hear are wrong with your car:
The last thing you want to hear from your mechanic is, “I’m sorry, but you’re gonna need a new:
- Engine
- Transfer case
- Automatic gearbox
- Trans-axle or front-wheel drive unit
- Differential
- Management system
- Manual gearbox
- Turbochargers
- Flywheel
- Air conditioner
- Cambelt.”
Why your car needs an extended car warranty
If you have just bought a new car, congrats! It’s an amazing feeling to have that new car smell and feel the comfort of those leather seats. But as you leave the dealership, they start giving you the hard sell on an extended warranty. You may be wondering if it’s worth it or not. A new car means you have a little more time to make that decision while your car is covered by your manufacturer’s warranty.
However, if you have just bought a used car (or own one), it is probably not under any kind of warranty. This means you may have to pay for the repairs yourself when parts break down or fail. That's why an extended warranty is always a good idea – especially if your car is a bit older.
| 11 reasons for an extended car warranty | Cover limits for mechanical failures* |
| Engine breakdown | Up to R45,000 |
| Transfer case breakdown | Up to R35,000 |
| Automatic gearbox breakdown | Up to R36,000 |
| Trans-axle or front-wheel drive unit breakdown | Up to R30,000 |
| Differential breakdown | Up to R35,000 |
| Management system breakdown | Up to R25,000 |
| Manual gearbox breakdown | Up to R21,000 |
| Turbochargers breakdown | Up to R24,000 |
| Flywheel breakdown | Up to R19,000 |
| Air conditioner breakdown | Up to R19,000 |
| Cambelt breakdown | Up to R20,000 |
*Ts & Cs and possible exclusions may apply and can be obtained by emailing u2us@dotsure.co.za. Risk profile and policy dependent. Cover limits subject to change.
Why should you choose dotsure.co.za’s extended car warranty cover?
- Small monthly premiums
There is no big upfront payment – you can pay your premium in easy monthly payments.
- All the stuff you love under one policy
You can add comprehensive car insurance to your policy and even cover your house, everything in it and your portable possessions.
- Emergency breakdown assistance
We will arrange to tow your car after a breakdown. We can also help with flat tyres, jump-starting your car’s battery and delivering fuel if your car has run out.
Just because your car's manufacturer warranty has expired, it doesn't mean you have to pay out of your pocket for unexpected breakdowns. If your car has driven less than 300 000 km and is under 15 years old, then our extended car warranty insurance policy is perfect for you!
