We’ve all been there. Your trusty ride starts sounding a bit rough, repairs are getting more frequent, and the fuel bill is starting to feel personal. When you decide it’s time for a new car, the next steps can become overwhelming. For many South Africans, the decision involves affordability, safety, and lifestyle. And yes, that means getting car insurance, too.

 

At What Point Is It Time for a New Car?

Your car needs to take you from point A to B, safely. If it seems like it can’t do that anymore, it’s time to say goodbye.

Weighing Repair Costs vs Long-Term Reliability

Issue

What it Could Mean

Frequent, costly repairs

Your car might be more expensive to maintain than it’s worth.

One major repair (gearbox, engine) costs more than half the car’s value.

Time to consider an upgrade.

Unreliable starts

Your vehicle may no longer be roadworthy or safe.

Outdated safety features

Newer models offer better protection for you and your passengers.

Poor fuel economy

You’re spending more than you need to every month.

Persistent check engine light

Something could be seriously wrong under the hood.

 

RELATED: SIGNS YOUR CAR IS NOT ROADWORTHY

 

What to Do First When Getting a New Car

So, you’ve decided to take the plunge. Great! But before you run off into the sunset with a shiny new set of wheels, here’s where to start.

Setting a Realistic Budget

Remember to factor in the costs of fuel, insurance, maintenance, licensing fees, and potential finance charges. Don’t forget to look at the total cost of ownership, not just monthly instalments.

Researching Models That Fit Your Needs

Do you need boot space for kids and groceries? Or something compact for city traffic? Compare makes, models, and reviews. Keep reliability, resale value, and the service network in mind.

 

RELATED: HIDDEN COSTS OF CAR OWNERSHIP

 

What Is the Best First Car in South Africa?

Buying your first car? Start here.

Top Picks for Safety and Affordability

South Africans love budget-friendly hatchbacks that still pack a punch. Models such as the Suzuki Swift, Toyota Starlet, VW Polo Vivo, and Renault Kwid are top contenders thanks to their reliability, safety ratings, and affordable running costs.

Matching Your Car Choice to Your Lifestyle

City drivers might prioritise fuel economy and compactness, while off-roaders and road-trippers might need something tougher. Whatever your vibe, there’s a car that fits it (and your budget).

 

How Does Car Insurance Work When Buying a New Car?

When you buy a new car, you’ll need to insure it before driving it off the lot (especially if it’s financed). You can usually transfer your current policy or take out a new one altogether.

Your premium will depend on the car’s value, your driving history, where you live, and whether you install any added tech like trackers.

 

Make the Move with Confidence

There’s no shame in saying goodbye to your old car. It served you well. But if it’s costing more than it’s worth, compromising your safety, or just no longer suits your needs, it might be time to upgrade.

When you’re ready to hit the road in something new, don’t forget to sort out your cover. Visit dotsure.co.za to get a quick quote, or contact us for help.

 

RELATED: NEW VS USED CARS