Safer, smarter driving has never been easier, or more rewarding! With technology transforming the way we drive, telematics has become an exclusive benefit of modern car insurance, helping South African drivers make better decisions behind the wheel. We bring you the Smart Driver Programme, powered by our Smart-Box, a telematics device that encourages safer, more efficient driving.
What Is Telematics and How Does It Work?
Telematics is a combination of telecommunications and informatics. In simple terms, it’s the technology that collects and transmits data from your car to provide insights into how, when, and where you drive.
By combining GPS tracking and onboard diagnostics, a telematics device measures your vehicle’s speed, location, acceleration, braking, and cornering patterns. This data is securely processed to help you improve your driving and, when integrated with insurance, can help you unlock rewards and benefits.
What Is a Telematics Device and What Does It Do?
Our Smart-Box is a small electronic device installed in an insured vehicle. It collects information about driving behaviour, allowing us to send policyholders a detailed report every month.
This device works hand-in-hand with the MyNetstar app, allowing drivers to access trip data, safety alerts, and even emergency assistance.
What Does Our Telematics Smart-Box Track?
It monitors seven key driving indicators that make up a Smart Driver score:
- Distance travelled
- Harsh acceleration
- Harsh braking
- Speed
- Time of day
- Cornering
- Swerving.
From Crash Detection to Assistance: What Happens After a Serious Event
In the event of a serious collision, your Smart-Box automatically triggers Proactive Emergency Assistance. That means help is sent your way immediately, whether it’s medical assistance, towing, or support for a stolen or hijacked vehicle.
The Benefits of Telematics for Safer, Cheaper Driving
With the dotsure.co.za Smart Driver Programme, responsible drivers can enjoy:
- Cashback rewards of up to 25% of their monthly premium.
- Reduced excess for every year you remain claim-free.
- Better renewal rates for consistent safe driving.
You’ll also get access to Gold Club benefits, including roadside assistance, medical support, and discounts on tyres and car hire.
How Your Smart Driver Score and Leaderboard Payouts Work
Your Smart Driver score is based on the seven key metrics mentioned earlier. Each trip is scored individually, with your monthly score placing you on a leaderboard. The top 400 drivers receive 25% cashback on their premiums, and the next 400 receive 15% cashback, a rewarding reason to drive safely.
Privacy, Consent, and POPIA
Your data privacy matters. All telematics information collected by the Smart-Box is handled according to South Africa’s Protection of Personal Information Act (POPIA). We use your driving data solely to enhance your safety, provide assistance, and offer fair, behaviour-based insurance pricing.
Ready to Drive Smarter?
The dotsure.co.za Smart Driver Programme, along with the benefits of telematics, is here to help you drive better and save more.
Want to experience the benefits of telematics firsthand? Visit dotsure.co.za or contact us to learn more.
