Do you ever wonder what your car says about you? Well, it might also say something about your car insurance premium. So, we’ve taken a peek under the hood at SA's top insured car brands to uncover the popular rides Mzansi loves protecting.
RELATED: THE FASTEST AND MOST FURIOUS CARS OF 2025
Why These Car Brands Dominate South Africa’s Insurance Market
Car insurance trends in SA follow a few golden rules: affordability, availability of parts, resale value, and of course, popularity. Basically, if your car ticks those boxes, it’s likely to be cheaper to insure and more likely to appear on this list.
Toyota: South Africa’s Most Insured Car Brand
Why do so many South Africans insure Toyotas?
Toyota has earned its rep as South Africa’s go-to brand for value, reliability, and durability. With repair parts that are widely available and resale values that hold steady, Toyota car insurance tends to be simpler and more affordable.
Popular Toyota models South Africans insure:
- Toyota Hilux
- Toyota Corolla
- Toyota Yaris
Volkswagen: Reliable and Widely Insured
Why Volkswagen models are a popular choice for cover
Volkswagens are all over the roads in South Africa. They’re reliable, widely serviced, and stylish without breaking the bank. And because of their popularity, they’re up there amongst the most insured.
Best VW’s to insure:
- VW Polo Vivo
- VW T-Cross
- VW Tiguan
Suzuki: Affordable, Light on Fuel and Insurance-Friendly
Why insuring a Suzuki makes sense
Suzuki has become the underdog-turned-superstar in South Africa. Lightweight, easy to drive, and cheap to repair, car insurance for a Suzuki is typically very affordable.
SA’s top insured Suzuki cars:
- Suzuki Swift
- Suzuki S-Presso
- Suzuki Celerio
Renault: Entry-Level Excellence
Renault Kwid insurance
The Renault Kwid has taken off amongst young drivers and first-time buyers. It’s compact, easy to park, and parts are becoming increasingly available, which makes Renault car insurance relatively affordable.
Other Renaults, such as the Clio and Duster, are also climbing up the road of popularity.
BMW: Premium Cars Worth Protecting
Why South Africans choose to insure their BMWs
BMW has advanced safety tech, strong resale value, and loyal fans. BMW car insurance in South Africa may be high because of their luxury status, but for many drivers, that peace of mind is worth the extra cost.
Top BMW cars insured in SA
- BMW 3 Series
- BMW X3
- BMW 1 Series
What Makes a Car Popular to Insure in SA?
Affordability, Parts, and Resale Value
Cars with low running costs, widely available parts, and strong resale value tend to be cheaper to insure. That’s why so many of the cars on this list are compact, practical, and built to last.
RELATED: HOW INSURANCE COMPANIES CALCULATE YOUR PREMIUMS
Get a Car Insurance Quote That Matches Your Brand
Not all cars are created equal, and neither are their policies. Whether you drive one of these top insured car brands in SA or not, you deserve a car insurance plan that fits your budget and driving style. At dotsure.co.za, you can customise your cover with our Name Your Price™, and explore tailored options for your specific model.
Get a quote online or contact us today for game-changing car insurance you can count on!
