Car repairs can be unpredictable, and expensive. That’s why many drivers consider getting an extended car warranty. But is it really worth the money, or just another optional extra? Let’s break it down so you can decide what’s suitable for your wheels.
Warranties 101: What You’re Actually Paying For
An extended warranty is essentially a safety net for your car’s parts. While your manufacturer’s warranty usually lasts a few years or a set mileage, an extended warranty is suggested after that period ends.
It’s worth noting: an extended warranty is not the same as a service plan or maintenance plan. Those cover routine upkeep such as oil changes, filters, and wear-and-tear items. A warranty steps in when a breakdown or failure happens, involving mechanical and electrical components.
RELATED: THE DIFFERENCE BETWEEN MECHANICAL BREAKDOWN & WEAR AND TEAR
Are Car Warranties Worth It?
Let’s look at the difference between having cover vs. going without:
| Scenario | With an Extended Warranty | Without an Extended Warranty |
| Engine failure | Covered | R45,000 to R80,000 |
| Gearbox/Transmission repair | Covered | R25,000 to R60,000 |
| Electronics & onboard computer | Covered | R10,000 to R30,000 |
| Aircon system failure | Covered | R12,000 to R25,000 |
| Peace of mind | Stress-free, predictable monthly payments. | Every strange sound could mean financial disaster. |
| Resale value | Increases appeal if transferable to buyer. | No added benefit at sale. |
In short, if you plan to keep your car for years, an extended warranty can be a serious money-saver compared to paying big repair bills upfront.
Second-Hand or Second-Guessing? Warranty for Used Cars
If you’re buying a second-hand car, you might be wondering if it’s too late to get warranty protection. The truth is, older cars are more likely to break down, and repairs on used cars can be just as pricey (sometimes pricier) as with new ones.
An extended warranty for a used car means:
- Cover for major failures that often show up in older vehicles.
- Less financial risk if the car’s history is uncertain.
- More confidence buying pre-owned, since you’re not left guessing about future costs.
Think of it as insurance against the “what-ifs” of a used car.
Motor Warranties vs. Reality: What They Cover and What They Don’t
Extended car warranties usually cover the big-ticket mechanical and electrical components, such as your engine, transmission, gearbox, and onboard electronics.
What they usually don’t cover:
- General wear and tear
- Cosmetic damage or paintwork
- Routine services and maintenance.
RELATED: WHAT DOES YOUR EXTENDED CAR WARRANTY ACTUALLY COVER?; COMMON WARRANTY EXCLUSIONS
The Bottom Line
If you hate surprise expenses or you’re driving a car you plan on keeping for a while, then an extended car warranty is worth every cent.
At dotsure.co.za, we offer extended car warranties that keep your budget and your lifestyle in mind. Whether you drive new or pre-owned, we’ve got options to give you that stress-free feeling on the road.
Want to know more or get a quote tailored to your car? Contact us today and let’s keep your wheels (and wallet) safe.
Ts & Cs, possible exclusions, and policy-specific cover limits may apply. Any amounts displayed are based on aggregated data and typical scenarios, intended for illustrative purposes only, and may vary depending on individual circumstances.
