Get Vital Support During Hospital Stays

Cover non-medical expenses when life can't afford to pause.

  • Up to R3,000 per day while hospitalised

  • Cash paid directly to you

  • Helps cover groceries, rent, bills, and more

Illustration of a hospital building with a red cross

What is Vital Support?

While you're focused on recovery, everyday household expenses don't stop. Vital Support is a daily cash benefit for when you or a family member is hospitalised for at least 2 consecutive days.

Choose cover that fits your life

Options designed to help protect your household finances when life takes an unexpected turn.

  • Benefit Per Day

    Up to R500

  • Benefit Per Day

    Up to R1,000

  • Benefit Per Day

    Up to R2,000

  • Benefit Per Day

    Up to R3,000

Built-in benefits
when you need them most

  • Family cover available

    Extend your cover to include your spouse or life partner, and up to 5 children.

  • No waiting period for accidents

    If you're hospitalised because of an accident, there's no waiting period before you can claim from your hospital cash benefit plan.

  • Added accident protection

    Includes accidental death and accidental permanent disability benefits for the policyholder.

  • Backdated from Day 1

    Your daily cash benefit is calculated from the first day of your hospital stay, if staying for at least 2 consecutive days.

Illustration of two people reading a claims document

Your straightforward claims process

Support when you need it most.

  • Clear communication every step of the way

  • Cash paid directly to you

  • Interim payments available for extended hospital stays

If you're hospitalised for more than 21 days, interim payments can be made every 21 days to help support your household finances while you recover.

Beyond medical aid:
the value in being prepared

Medical aid can help cover medical expenses, but it doesn't always help with the everyday costs that continue while you're recovering.

Vital Support gives you flexible hospital cash benefit cover designed to help protect your household finances when you need support the most.

Product underwritten by Guardrisk Life Limited an authorised financial services provider (FSP76) and licensed life insurer. Registration number 1999/013922/06.

Product administered by Dotsure Life Limited (Registration number 2012/066504/06),
a licensed life insurer and authorised financial services provider (FSP44793).