Get Contractors All Risk insurance.

We’ll protect your construction projects against unexpected incidents. Build with peace of mind.

  • 3 pricing and excess options.

  • Up to R2 million in extensions included.

  • A dedicated engineering insurance specialist to assist.

Insurance for construction projects.

At dotsure.co.za, we understand the unique risks and challenges that come with construction projects. Our robust contractor’s insurance solutions are designed to offer unparalleled protection, ensuring peace of mind for you and your business.

Key benefits:

  • Site Liability Insurance

    Protects against unforeseen damages that may occur to third-party property, safeguarding your financial stability.

  • General Contractor Insurance

    Tailored policies that cover your project from start to finish, ensuring seamless protection throughout the project’s lifecycle.

  • Contractor's Liability

    Shields your business from potential lawsuits resulting from injuries to people or loss of life.

  • Contract Works Insurance

    Covers damage or loss to the project works themselves, whether due to fire, theft, or other unforeseen events.

Who can quote for contractors insurance?

From home renovation to commercial construction projects – hand the risks over to us.

Contractors can get cover for:

  • One project

    An upfront, once-off premium to cover a project for up to 12 months, with the option for an extension.

  • Multiple projects

    An open policy paid annually or monthly to cover multiple projects.

Homeowners can get cover that:

  • You can pay upfront

    A once-off fee to cover the new building or renovations.

  • Is included in the agreement with your contractor

    The cost of insurance to form part of the contractor’s overall fees.

The constructive benefits of a Contractors All Risk policy.

Focus on building your dreams and hand the risks of your construction projects over to us.

Key benefits:

  • Engineering insurance specialist

    No need to wait on hold, we’ll provide a dedicated specialist from quote to claim.

  • Personalised needs analysis

    Providing a free individual needs audit to determine the level of protection you need.

  • 3 pricing options

    Choose from up to 3 pricing and excess options to suit your needs and budget.

  • Up to R2million in extensions

    Adding more value to your policy. Covering theft, transit cover, debris removal, malicious damages, and more, at no additional cost.

We’ve helped thousands of contractors secure their businesses.

Hand the risks over to us.

Get a contractor insurance quote today.

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Building our future with the best in the industry.

Proudly affiliated with the Master Builders’ Association.

This 120-year-old organisation has a long-standing reputation and influential role in the construction industry in South Africa. Its aim is to standardise and elevate construction and renovation projects, and represent the interests of over 400 employer members, including contractors and suppliers of various sizes and specialisations.

This affiliation offers access to a network of professionals and contractor resources committed to industry excellence and advocacy. This also allows dotsure.co.za to provide essential construction works insurance, including public liability and the option for SASRIA cover, to protect businesses against contractor’s liability.

Dotsure Limited Reg 2006/000723/06 is a licensed non-life insurer and authorised financial services provider (FSP39925).

Claim pay-outs dependent on submission of a valid claim.

T&Cs and possible exclusions may apply and can be obtained by emailing u2us@dotsure.co.za.

Risk profile and policy dependent.