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What’s that you said, kiddo? Kids talk insurance…

28 May 2020

 

In celebration of Youth Month, we’ve asked a few adorable dotsure.co.za kids to answer insurance questions. Their answers are priceless and oh so entertaining!

 

  1. Bav, 8 years young

 

First up’s Bav, an adorable boy with a smile that will brighten up just about anybody’s day. Check out his cheeky answers to our insurance questions:

  1. What is insurance? “I don’t know.”
  2. What types of insurance do you get? “How am I supposed to answer that?”
  3. Would you ever get insurance? “I’m not too sure about that.”
  4. What is an excess? “Excess? I don’t know what that is. I only just learnt that word now.”
  5. What does it mean to claim from insurance? “I don’t know.”

Hmm, you learn something new every day. Thank you for your honest answers, Bav. 😉

 

     2. Najma, 6 years young

 

Next up we have Najma, a little girl that will melt your heart with her clever answers. She was fairly confident that insurance is strictly reserved for adults.

  1. What is insurance? “A car license…”
  2. What types of insurance do you get? “Cars, that’s the only thing I know.”
  3. Would you ever get insurance? “No, I’m a kid. Only parents are allowed a car licence ’coz kids are not allowed to drive otherwise they will crash into other people.”
  4. What is an excess? “I don’t know.”
  5. What does it mean to claim from insurance? “I don’t know.”

Najma is not too worried about insurance just yet. She’s living in the moment and enjoying the perks of being a toddler.

 

   3. Isaiah, 4 years young

 

Isaiah is the youngest kid on the insurance block in our little Q&A exercise. He’s very passionate about his puppy and links insurance to something he really likes – chocolates! Here’s what the clever toddler thinks about insurance:

  1. What is insurance? “I don’t know, when you buy me chocolates.”
  2. What types of insurance do you get? “For dogs like Flash (their new puppy).”
  3. Would you ever get insurance? “Yes, when my dad buys me a new bicycle.”
  4. What is an excess? “I don’t know.”
  5. What does it mean to claim from insurance? “When my mom and I go to the shop to buy chocolates when she gets paid.”

Aww, Isaiah deserves a chocolate bar for those adorable answers. Go ahead and spoil him, mommy! 😉

 

      4. Jennifer, 10 years young

 

Jennifer is only 10 years old and she already knows more about insurance then most kids her age. You go, girl! Here’s what she had to say…

  1. What is insurance? “Insurance is where you can make a policy, so if something happens to your car or house, you can phone them and they will help you. They give you cash or fix what broke.”
  2. What types of insurance do you get? “Car insurance, house insurance, pet insurance, furniture insurance.”
  3. Would you ever get insurance? “Yes, but it has to be for a good cause.”
  4. What is an excess? “How must I know? I am only 10 years old.”
  5. What does it mean to claim from insurance? “You call them and tell them what broke or what happened so they can help you.”

Jennifer is on point with her knowledge about insurance. Looks like this young lady might follow in the footsteps of her mother who is one of our amazing managers here at dotsure.co.za. Watch this space!

 

    5. Walter, 9 years young

 

Walter, a sweet boy who surprised us with a few sweet answers to our questions. Here’s what he said:

  1. What is insurance? “Well, sooo… If you have a car crash, you have insurance and you can replace your car because you had insurance.”
  2. What types of insurance do you get? “You get house insurance, car insurance, phone insurance, bicycle insurance, anything insurance.”
  3. Would you ever get insurance? “Nope. Well yesss… if you still have things that you got from your mom – I would have insurance on that. Anything that Dad had from his mom, I would have insurance on that… and my house, my bicycle, my car, my family, all that stuff.
  4. What is an excess? “Access? Mmm, sooo it’s almost like a co-payment? Mmm, we’ll go back to that one.”
  5. What does it mean to claim from insurance? “No answer.”

Well done, Walter! You’ve got the basics covered. We hope that you will be part of the dotsure.co.za family too one day when you’re all grown-up. But for now, enjoy being an awesome kid!

 

    6. Thomas, 7 years young

 

We’ve kept one of the cheekiest answers for last. Thomas is Walter’s younger brother and he believes that he won’t ever need insurance because he’ll have bodyguards to protect him. Here’s what he had to say:

  1. What is insurance? “Uh, it’s like, it’s like… car insurance and (uhm) house insurance.”
  2. What types of insurance do you get? “Uhm, car insurance. House insurance. Life insurance.”
  3. Would you ever get insurance? “Nope. Don’t need to ’cause I’ll have bodyguards.”
  4. What is an excess? “Excess? No.”
  5. What does it mean to claim from insurance? “Nah. No. I do not know that.”

Thomas, we’d love to be your insurance bodyguard one day so we can cover everything that’s close to your dear heart. 😉

 

We thank all the youngsters for their super savvy and honest answers. You rock!

Please also share your kids’ insurance answers with us on Facebook – we’d love to see them. Educating the youth about healthy spending habits, and the role of insurance is important, it will help them make well-informed financial decisions one day. So keep up the good work, Moms and Dads!

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